March 2024 Market Insights

March 2024:  We are starting to see an up-tick of activity in the market, with more new properties being listed than we’ve seen since last spring.  While we are still in a seller’s market, we are seeing more activity than at the same time last year.  Pending sales in the month of March are up 14% on Camano Island and 26% in the Stanwood market compared to March 2023.

It is taking an average of 55 days on the market for homes to sell in our two zip codes.  With new listings picking up the pace from the lows of 2023, potential home buyers have more options to choose from resulting in increased showing activity and open house traffic.

New Listings: Homes added to our active inventory in both markets are up about 30% from the same time last year.  Camano Island saw 46 new listings in March, while Stanwood had 36 added.  This is the highest number added to our markets since last June 2023.

Pending Sales:  A total of 56 homes went pending in the past month.  That is the most our markets have seen since last August, with 32 in Stanwood and 24 on Camano Island.

Properties Sold:   The Stanwood market saw 33 home sale closings, up 83% from last year.  At the same time, Camano Island saw a decrease of 55% from last year with only 13 closings in March.

Sale Price: The average sales prices of properties sold in Stanwood is skewed due to a few higher-priced homes selling in March 2024.  The sales price averaged $816,764 year-to-date for 2024 which is 41% higher than the same time last year.   It may be more effective to look at the rolling 12 months average price sold instead, which is $720,232 in Stanwood up 3% from the same time last year.  Camano Island’s average sales price year-to-date is up 3% from the same time last year.

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Inventories are increasing, giving buyers more options.  It is time to get your house on the market in preparation for historically higher spring activity.

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Don’t hold out for the interest rates to drop as forecasted.  Predictions indicate that there is a large pent-up demand from buyers that will come into the market when rates decrease.  When that happens, prices get driven up by demand.  You may see a decrease in buying power as a result.  If you see the perfect home come onto the market, now is a good time to buy.  Align yourself with a good lender and a local Realtor® to maximize your current buying power.

At Windermere, our responsiveness to the local market, dedication to the community, and commitment to our trade is why we help our clients buy and sell more real estate in Stanwood and Camano Island than any other company.

We are all in, for you.

Jill Vail

REALTOR®

Owner, Designated Broker

Windermere Stanwood & Camano Island

jillvail@windermere.com

360-387-HOME

windermerestanwoodcamano.com

NAR Settlement Statement from Windermere CEO and Co-Presidents

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Recent developments in the real estate industry concerning the settlement of a class action lawsuit by the National Association of REALTORS® (NAR) has raised a number of questions, especially as it pertains to agent compensation.

For more than 50 years, Windermere has put integrity and professionalism at the heart of our business, especially during times of change and uncertainty like we’re seeing today. Our agents take their responsibility to their clients very seriously and are committed to guiding them through any changes that may result from the NAR settlement.

There has been a great deal of coverage about NAR in the media, which has led to a tidal wave of misinformation. There is also still a lot that is unknown about how the proposed settlement will affect the home buying and selling process. With that in mind, we felt it was important to provide clarity on two of the proposed changes that will likely have the most impact on home buyers and sellers. NAR’s settlement has not yet been approved by the courts, but if it is, the following two items will go into effect in July 2024.

Buyer Agency Agreements:

Agents representing buyers in every market touched by the settlement agreement across the U.S. will be required to enter into a written agreement with their clients called a Buyer Agency Agreement. These agreements cover critical elements of their working relationship such as the term of the agreement, the exclusivity of the representation, the agreed compensation rate, and the agent’s responsibilities to the buyer. We firmly support the requirement of a Buyer Agency Agreement as an opportunity to provide increased protections for buyers and their agents and to create a more informed real estate environment for all parties involved. It’s worth noting that Buyer Agency Agreements are already required by law in certain states where Windermere operates, including Idaho, Utah, and Washington.

Decoupled Commissions:

The commissions that are paid to a buyer’s agent and a seller’s agent will be decoupled, a change that is intended to provide more transparency about how agents on both sides of the transaction are compensated. This means that what was once customary, which was for the seller to pay the entire commission to be divided between the listing agent and the buyer’s agent, will now be separated. Under the proposed new rules, the seller will pay the listing agent and the buyer’s agent will be paid by the seller or the buyer—or a combo of the two. That’s not to say that the seller has lost the option to pay the buyer’s agent, and in many cases they may choose to do just that. One example might be when the buyer is using a VA home loan which doesn’t allow them to pay a commission by law, or to help a first-time buyer who lacks funding for the commission cost on top of the down payment and closing costs. It could also be a seller who understands the value that a buyer’s agent brings to the transaction and wants to ensure they are compensated for their work.

As stated earlier, there are still many unknowns about how the NAR settlement will impact the home buying and selling process, but what we do know is Windermere agents are ready to fiercely support their clients’ best interests through these changes, as they’ve always done. We will stand alongside them and continue to use our influence to advocate for a fair, transparent, and equitable real estate experience for all involved.

Written by:

Geoff Wood, CEO & Co-President
Jill Jacobi Wood, Co-President
OB Jacobi, Co-President

10 Costs Associated with Selling Your Home

Blog Post - 10 Costs Associated with Selling Your Home

Selling a home is an exciting time for homeowners. Once you and your household have decided that you’ll hit the market, it’s easy to think solely about the revenue that comes with the sale. However, selling a home comes with its own set of costs. Knowing what these costs are will help you budget throughout the selling process. Here are ten of the most common costs that come with selling a home.

10 Costs Associated With Selling Your Home

1. Commission Fees

Of all the expenses that come with the sale of a home, agent commission fees are usually the largest and for good reason. Real estate agents are professionals, wielding their industry knowledge and local expertise to get the job done and save countless hours of work for the homeowner. The commission is split by the agents representing both buyer and seller.

2. Pre-sale Home Inspection

Pre-sale home inspections are not mandatory; however, if a seller does not conduct one, it could lead to major costs down the road. The inspection allows the seller to find any issues with the home and properly disclose them to the buyer. If the buyer’s home inspector finds repairs that need to be made, they can ask the seller for a price reduction or require that they be fixed in order for the sale to go through.

3. Home Repairs

There are varying degrees of home repairs that can increase the value of your home. Cosmetic fixes like improving your landscaping will do wonders for your curb appeal. Painting and decluttering help to present the home in the best light for buyers. Larger projects like replacing appliances, roofing, plumbing, and full-scale upgrades are a more significant investment but can increase your home’s value.

4. Staging Costs

During the selling process, it pays to put effort into the presentation of your home. Staging helps buyers to visualize living in the home. Professional stagers will enhance your home’s qualities while minimizing its deficiencies. Their cost will depend on the level of staging your home requires.

5. Utilities

In the interim period between when you move out and the buyers move in, you’ll want to continue paying utilities. Without running water, electricity, and heat, your home could be difficult to show to buyers.

6. Remaining Mortgage

Another cost of selling your home is the remaining loan balance on your mortgage. If you have been steadily paying your mortgage, your home sale will greatly aid in paying back the remaining amount, if not cover it completely.

7. Escrow Fees

In a home sale, there’s always the question: Who handles the cash? That’s where escrow comes in. It’s common for buyers and sellers to split the cost of escrow services. Be mindful of additional costs during escrow such as transfer fees and notary services.

8. Capital Gains Tax

The capital gains tax is assessed by taking the difference between what you paid for your house and what you sold it for. There are common exclusions for the tax, but there are situations where the exclusions may not apply. For example, if the home was not your primary residence, you could end up paying taxes on the whole gain. Talk to your Windermere agent for more information.

9. Property Tax

If your home sale takes place after you’ve paid taxes for the year, you may get a rebate at closing. In this case, the buyer reimburses the seller for the applicable taxes paid. Otherwise, the seller should pay the prorated share of property tax until the sale closes, placing the money in escrow.

10. Moving costs

Finally, the home sale is final, and you’re ready to move. Whether you’re moving locally or across the country, moving costs can add up quickly. Moving as many of your items yourself can save money, but for larger, more difficult to transport items, you’ll likely need to incur the cost of hiring professional movers to ensure your items arrive at your new home safely.

 

These are just some of the costs associated with selling your home. Each home sale is different, and the costs vary accordingly. Knowing what you can expect to spend throughout the selling process will help you budget accordingly. For more information on the costs in the selling process and how to sell your home, connect with an experienced Windermere agent today.

 

 

Written by Sandy Dodge

February 2024 Market Insights

February 2024:  Our Stanwood and Camano Island markets have remained slow over the past few months, which aligns with the typical seasonal patterns following the holiday season and winter weather. Interest rates continue to hover around 7%, which slows sellers’ willingness to give up their low mortgage rates and reduces buyers’ purchasing power.

We continue to maintain approximately 100% of List Price vs Sales Price ratios in both markets. At the same time, it is taking a little longer to sell your home now, with an average of about 55 days on the market for sold homes, which is consistent with the same time last year. Seasonally, we anticipate a significant decline by mid-spring when we see more buyers in the market.

New Listings: The number of new listings and inventory is slowly increasing from previous months, showing signs of incremental recovery. We saw 31 new listings in Stanwood and 23 on Camano Island, for a total of 54 listings added to our inventory, which is up by 64% from last month.

Pending Sales The number of homes that went under contract in February was the highest that we have seen since last summer. There were 40 homes pended in Stanwood, but only 15 on Camano Island. Cumulatively, this represents an increase of almost 45% from January.

Properties Sold:  In February, there were 27 homes sold in Stanwood and 14 on Camano Island, up slightly from the same time last year when there were only 37 homes sold in total.

Sale Price: The average sales prices of properties sold in Stanwood and Camano Island continue to increase incrementally month over month, yet they remain slightly lower than the same time as last year. For the rolling 12 months, the average sale price in Stanwood is $685,147 (3% lower than last year at the same time). On Camano Island, the average sale price is $751,590 over the past 12 months, down 4% from 2023.

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Every indication validates we are seeing a lot of pent-up demand which could result in a surge of activity in the spring if interest rates drop into the mid-6% range. Get your house ready and position yourself with a local expert broker to help you get the most for your home.

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As inventories increase, be ready to act swiftly if the perfect home comes onto the market. Align yourself with a strong agent and a knowledgeable lender. Spring is typically when we see the highest influx of new listings and buyers. Be ready to put your best foot forward if one of them is the right home for you.

At Windermere, our responsiveness to the local market, dedication to the community, and commitment to our trade is why we help our clients buy and sell more real estate in Stanwood and Camano Island than any other company.

We are all in, for you.

Jill Vail

REALTOR®

Owner, Designated Broker

Windermere Stanwood & Camano Island

jillvail@windermere.com

360-387-HOME

windermerestanwoodcamano.com

Toolbox Essentials for Homeowners

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For all its perks—stability, tax breaks, building equity—being a homeowner comes with the responsibility of maintaining your home and the occasional repair. Some jobs require a professional, but if you are willing to take on minor repairs or DIY projects, you’ll need the right tools. Whether you’re starting a toolbox from scratch or looking to round out your tool collection, here are the basics every homeowner should have on hand.

Helpful hint: A toolbox filled with all or a few of these items makes a great housewarming, wedding, or graduation present.

Screwdrivers

You don’t need to own a home to know that a screwdriver is a life staple. From replacing batteries in toys to installing shelves on walls, owning a pair of quality screwdrivers—one flathead and one Phillips—is a must. Not many home projects call for extra small screwdrivers but having a set can be handy for fixing eye- and sunglasses.

Hammer

When you think of the word “tool,” a hammer likely comes to mind. Whether that’s because a pounding tool was likely humankind’s first invention or because you need one for nearly any type of handiwork, you’ll be glad you have a traditional claw hammer on hand.

Mallet

Like a hammer but with a rubber or wood surface, a mallet comes in handy when you need to drive wooden dowels or for more delicate projects that require a softer touch. The non-slip surface is also better for holding parts in place or applying pressure than the slippery metal edge of a traditional hammer.

Tape measure

You know the saying, “Measure twice, cut once”? It’s really good advice when it comes to DIY home projects, and a good tape measure makes the measuring part easier. Get one that is at least 25 feet long, with bold, easy-to-read numbers on both sides and that has a locking mechanism.

Utility knife

If all you do with a utility knife is open boxes, you’ll still use it quite frequently (given how often we all get deliveries of home goods these days). But there are tons of other uses for a very sharp item to cut with, including scoring wood or hanging wallpaper.

Wrench

There are a few ways to attach things to each other. Nails and screws have their place, which is why you need a hammer and screwdrivers. But nuts and bolts hold a lot of things together too, and for those you’ll need a wrench. Buying an adjustable one is not only more cost effective but it’ll save space in your toolbox.

Pliers

When you need leverage to tighten or loosen plumbing pipes or bolts, pliers can’t be beat. They can also help you hold things in place as well as bend or shape wire.

Level

When hanging pictures, mounting shelves, or needing to drill multiple holes in a line, you’ll need a level to keep you straight. And, yes, many of us have a level app on our mobile devices, but phones can be clunky and might not be reliable if you have a hard-shell case on your phone. A sturdy level isn’t expensive and can last a lifetime.

Wire cutters

How many of us have dulled a perfectly fine pair of kitchen shears cutting through cables or wires one too many times? (Just us?) Using high-quality wire cutters will not only save your scissors, but it will also ensure a cleaner cut through your wire or cable.

Cordless drill

Though screwdrivers are good for small jobs, a drill is better for screwing into harder surfaces or when the job calls for a lot of holes. Going cordless frees you from the need for extension cords, but spring for the extra battery pack so you always have one fully charged when you need it.

Safety gear

Before you start any home project, make sure you have the right protection for your eyes, ears, hands, and lungs. Safety goggles, ear plugs, heavy-duty gloves, and respirator masks will keep you safe while you’re DIYing.

Nice to haves

Though these items might not be considered essential, you never know when you might need a headlamp or flashlight, hand saw, stud finder, duct tape, or wood glue. You won’t regret keeping them on hand.

Written by Windermere Staff

Minimize Stress While Selling Your Home

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After years of collecting furniture, plants, and memories, the thought of preparing your home to sell and moving to a new one can be daunting and stir up a lot of emotions. But selling your home doesn’t have to be stressful; here are a few tips to help make it easier.

Involve your agent early

The earlier you involve your Windermere Real Estate agent, the better they can set you up for success. When you reach out to them, they’ll be able to evaluate your home with their expert opinion based on their experience, and determine what needs to be done.

You and your agent will come up with a plan and timeline that works for you. After they do a comparative market analysis, they’ll have a good idea of what it will take to get the best price for your home. They may suggest you move out so the home can be professionally staged and easily accessed by potential buyers, or if that’s not an option, they will provide insights on what you can do yourself so you can live there while it’s on the market.

They may also see opportunities that are easy to implement, like improving the landscaping for curb appeal or minor projects that can increase your home value.

Working with a real estate agent will help move you through the process of selling your home more efficiently. If you don’t already have an agent and would like to be connected to one, click the button below.

Get an inspection & make necessary repairs

Some sellers may be concerned that their property isn’t in the best condition and that this will impact their home’s value. While some repairs may need to be done before putting your home on the market, you might be surprised that you don’t have to fix everything.

By getting a pre-inspection you’ll know what all needs to be done right away and what can wait. Your Windermere agent will be able to help you understand the inspection report and make decisions based on the condition of your home and the current market. Some repairs will be more important than others, things like a new roof or water heater can help new buyers feel more comfortable in their purchase while a trending remodel may interfere with the buyers own plans for the space.

Split up the selling process into approachable pieces

Once you have a vision for everything that you need to do to get your home prepared to sell, it’s a good idea to split the full project into smaller pieces that you can tackle one by one. You’ll want to determine what needs to be done first, like an inspection or small remodel, and what items can be done at the same time, like moving out and staging. If you take this approach, the final preparations will feel less overwhelming.

When you prepare well ahead of time, the actual process of selling will be less overwhelming, and you’ll have the confidence that you’ve done everything you can to make the most of the investment you put into your home.

Written by Meaghan McGlynn

January 2024 Market Insights

January 2024: Available inventory in our markets continues to decline due to typical seasonal patterns. Limited new listings are fueled by seller reluctance due to interest rates. They feel trapped with their low interest mortgages, limiting their ability to purchase the home that they want to purchase after they sell. Buyers are feeling limited by the lack of inventory.

Lawrence Yun, chief economist at the National Association of Realtors indicates that the worst is over and 2024 will mark a year of recovery. “Price increases have become much more moderate than the past two years,” Yun said. “That’s a good thing. Income growth is catching up with home prices.”

Incremental drops in the interest rate in recent weeks have given some hope of things to come. Economists are still indicating that rates will drop further during 2024, just not as fast as initially indicated. Most are forecasting a rate below 6.5% by the end of the second quarter.

New Listings:  Properties added to our markets in January continued to be very low. Stanwood had 24 new listings added in the month, 33% of these were new construction homes. The Camano Island market suffered seasonal lows with only 9 new listings added, less than half during the same time last year.

Pending Sales:  28 homes went pending in the Stanwood market in January, double the same time last year. In contrast, only 10 homes found a buyer on Camano Island, down by 55% from last year at this time.

Properties Sold:   January marked the lowest number of sold listings in over a year, with only 25 homes finding their buyers (6 in Camano Island, 19 in Stanwood)

Sale Price: The average sales price is skewed on Camano Island due to a limited number of sales. Of the six sales, four of them were over $850,000. Therefore, the rolling 12 months average home price is a better measurement of this market. On Camano Island this average is $752,337 (5% lower than the same time last year). In Stanwood, the average sales price of $650,990 is a better reflection of that market’s transactions.

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It is time to contact your local realtor® to discuss a marketing plan to sell your home. There is an indication that more homes will be coming onto the market in our area in the 2nd quarter of 2024. Historically, this is the season of increased new listings in our area. Get a jump start on your competition, don’t delay positioning yourself as best possible

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As more homes come onto the market in our area, be ready to jump if your dream home becomes available. Check with your lender to help determine your buying power. is. There are new incentives and creative mortgage products to aid you in getting into that dream home. Call your local realtor® to start collecting information regarding the market today.

At Windermere, our responsiveness to the local market, dedication to the community, and commitment to our trade is why we help our clients buy and sell more real estate in Stanwood and Camano Island than any other company.

We are all in, for you.

Jill Vail

REALTOR®

Owner, Designated Broker

Windermere Stanwood & Camano Island

jillvail@windermere.com

360-387-HOME

windermerestanwoodcamano.com

Buying an Equestrian Property: Prioritizing House vs Land

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Equestrian properties are unique. If you’re thinking about buying equestrian property, you have to weigh different aspects of a listing than you would for a typical single-family home purchase. As you look at properties, you will face the dilemma of whether to prioritize the property’s land or the house itself. In the end, the right equestrian property depends on your specific needs. The following information will help you along that decision-making process to find the right home for you.

Buying an Equestrian Property

It’s vital that you work with an experienced equestrian real estate agent as you go about the process of searching for a home. Your agent will be able to pinpoint listings that match your criteria and reach out to the listing agent representing the seller. Learning more about how an equestrian property creates value for its owners will inform your discussions with your agent.

Equestrian Property: The House

A well-designed house will enhance your daily life and provide comfort for your household. Features like a spacious kitchen, an open living room area, outdoor living areas, and modern amenities can maximize your enjoyment of your time at home. Flexible interior spaces with the ability to be converted into a home gym or home office may be more valuable to you, depending on your lifestyle. If these characteristics are a top priority, communicate to your agent that these features are must-haves.

Equestrian Property: The Land

The equine lifestyle requires a property to have more than just ample backyard space. Whatever your goals as an equestrian homeowner, your horses’ experience will be dictated by the land. Consider the facilities you plan on setting up. The quality of the land and its suitability for the kinds of training you have in mind are very important, especially if your livelihood and your equestrian activities are intertwined. Different equestrian disciplines require different footing; consider each property’s ability to accommodate your specific discipline.

Equestrian operations often expand over time, so it pays to think about each property’s potential in terms of how it could grow in the future. The same can be said for customization: purchasing land with the potential to build custom equestrian facilities allows you to tailor the property to your goals and the needs of your horses.

House vs. Land

Finding the balance between the right house and the right land is a balancing act, but with the right communication between you and your agent, you’ll find it. Prioritize your needs and consider your budget throughout the process to continue to narrow down the list of fitting listings. As with any real estate purchase, location plays a significant role, but as an equestrian homeowner, you’ll be thinking about the future of your horses, your business, and your equine pursuits. If a property isn’t able to meet these standards, it may not be the right one for you.

For more information on finding the right property and for answers to all your home buying questions, connect your local Equestrian Advisor:

Windermere Equestrian Living

Written by Sandy Dodge

Featured Image Source: Getty Images – Image Credit: JamesBrey

December 2023 Market Insights

December 2023: December marked the lowest number of new listings for all of 2023 in both the Stanwood and Camano Island markets. As a result, active inventory is the lowest that it has been since April. Seasonal patterns typical of this time of year and low inventory resulted in the lowest number of homes finding buyers this month as compared to the rest of the year. These factors persisted to pressure home prices upward month to month. Selma Hepp of CoreLogic was quoted as saying “strong home price gains over the course of the year indicate that home prices in most of Washington state markets have fully recovered from 2022 losses and are reaching new highs again.”

December brought some hopeful signs for both buyers and sellers as interest rates began incremental drops. Economists are predicting a continued decline in interest rates through 2024. This should stimulate pent-up buyer demand and allow sellers trapped in their low interest mortgages to reenter the real estate market.

New Listings: December had the lowest number of new listings for the year. Only 15 homes came on the market in Stanwood and 11 on Camano Island. This is typical for this time of year during the holidays.

Pending Sales: 24 homes went pending in the Stanwood market in December, 71% more than at the same time last year. In contrast, only 8 homes found a buyer, down by 38% from last year at this time.

Properties Sold: Our combined markets had 33 home sales close, 18% higher than last year when only 28 homes sold.

Sale Price: Average sales prices of properties sold in Stanwood and Camano Island have gone down since the same time last year by 4% and 7% respectively. We are seeing incremental price increases month over month resulting in the average sales price of $675,000 in Stanwood and $743,023 on Camano Island, up 19.3% from the beginning of the year.

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Start the home projects that you have been putting off and get ready to sell. Predictions are for a good spring selling season. Lower interest rates will drive up demand and sales prices. When this happens, you want to be ready to go. Call your local agent for guidance on preparing for selling your property.

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Contact your realtor® and start your list of “wants” in your next home. Align yourself with a qualified lender to ensure that you understand your eligibility and the interest rate at which you can acquire your dream home. Local professionals can help you to balance the perfect opportunity to purchase. You will want to start your search before the pent-up buyer demand drives prices up.

At Windermere, our responsiveness to the local market, dedication to the community, and commitment to our trade is why we help our clients buy and sell more real estate in Stanwood and Camano Island than any other company.

We are all in, for you.

Jill Vail

REALTOR®

Owner, Designated Broker

Windermere Stanwood & Camano Island

jillvail@windermere.com

360-387-HOME

windermerestanwoodcamano.com

November 2023 Market Insights

November 2023: The past weeks have seen gradual declines in interest rates. 30-year fixed mortgage rates have dropped over a point and a half over the past two months to just over 6.6% currently. Economists are predicting an additional drop in rates to 6% in the latter part of 2024. This has raised cautious optimism that this decrease will have a positive impact on the market in general, leading to increased buyer demand spurred by the increase of buying power of consumers searching for homes.

At the same time, we are seeing incremental average price increases. This is credited to the decline in seasonal inventory. The combined average sales price of our two markets has risen just over 3% over the past six months to $708,061.

New Listings: November saw a combined 53 new listings come to our markets, 26 in Stanwood and 27 on Camano Island. This is a 60% increase from the same time last year when we only had 33 new listings added to our inventory.

Pending Sales: There were 37 homes that went under contract in the month of November. This is the lowest since the beginning of the year. Generally, this can be attributed to seasonal slowing in the market. It is up 32% from the same time last year.

Properties Sold: We had 42 homes close and sell in the month of November, over 13% higher than last year when only 37 homes sold.

Sale Price: Average sales prices of properties sold in Stanwood and Camano Island have gone down since the same time last year by 5% and 6% respectively. But we are seeing incremental price increases month over month resulting in the average sales price of $676,866 in Stanwood and $753,937 on Camano Island.

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Seize the current low seasonal inventories by listing your home now. Inventories are the lowest they have been in over six months in our markets. It is an opportune time to put your home on the market. However, success hinges on two key factors: pricing it right and presenting it in top condition. Be sure to consult your local agent to get more information on how to successfully sell your home in this market

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Mortgage rates have dropped by one and a half points in the past two months. Now is the perfect time to connect with your lender and assess your buying power. If, as predicted, rates continue to decrease significantly in the new year, you might risk losing some buying power if prices increase due to heightened demand. Act now to make the most of the current favorable market conditions.

At Windermere, our responsiveness to the local market, dedication to the community, and commitment to our trade is why we help our clients buy and sell more real estate in Stanwood and Camano Island than any other company.

We are all in, for you.

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Jill Vail

REALTOR®

Owner, Designated Broker

Windermere Stanwood & Camano Island

jillvail@windermere.com

360-387-HOME